Thank you for visiting an Karen Howe website, including but not limited to www.karenhowe.com.au.
You arrived at these Terms & Conditions from one of the above websites, referred to herein as “this website”.
These Terms & Conditions are subject to change by Karen Howe at any time and at our discretion without notice by updating this posting.
These terms and conditions govern your use of this website. By accessing this website, you are acknowledging and accepting these terms and conditions.
Your use of this website after any changes are implemented constitutes your acceptance of the changes. As a result, we encourage you to consult the terms and conditions each time you use this website.
INTELLECTUAL PROPERTY
You acknowledge and agree that all content and materials available on this website are protected by copyright, trademarks, service marks, patents, trade secrets, or other proprietary rights and laws. Except as expressly authorized by Business, you agree not to sell, license, rent, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit, or create derivative works from such materials or content.
As noted above, reproduction, copying, or redistribution for commercial purposes of any materials or design elements on this website is strictly prohibited without the express written permission of Business. For information on requesting such permission, please contact karen@karenhowe.com.au
LIMITATIONS ON USE
You must be at least eighteen (18) years old to access this website. If you are not at least eighteen years old, you are not permitted to access this website for any reason unless Business receives a signed parental disclaimer from your legal guardian.
If you are provided a password to access this website, then that password is for your personal use only, unless otherwise specified by Business. You agree to be responsible for the security of your password.
THIRD PARTY REFERENCES / HYPERLINKS
This website may link or re-direct you to other sites on the Internet. These sites may contain information or material that some people may find inappropriate or offensive. These other sites are not under the control of Business, and you acknowledge that Business is not responsible for the accuracy, copyright compliance, legality, decency, or any other aspect of the content of such sites. The inclusion of such a link does not imply endorsement of the other website by or any association with its operators.
INFORMATION YOU SUBMIT
You hereby warrant that any information you submit to Business through this website is owned by you and that you have the necessary authority to submit such information. You hereby grant Business a royalty-free, perpetual, worldwide license to display, modify, adapt, create derivative works from, and otherwise use any suggestions, ideas, and information that you provide to Business.
You further agree that you shall not submit or transmit any content through this web site or to Business that is:
- Obscene, vulgar, or pornographic;
- Encourages the commission of a crime or violation of a law;
- Violates any state or federal law in Australia and/or the jurisdiction in which you reside;
- Infringes the intellectual rights of a third party;
- Is otherwise offensive or inappropriate based upon the type of content and information provided by Business and/or third parties on this website.
Business reserves the right to remove or otherwise delete any content or submission from you that violates these rules, or which are inappropriate in Business’s sole discretion, without liability or warning to you.
Business reserves the right to cooperate with law enforcement officials and court officials in the investigation or prosecution of any crime or lawsuit. You agree to hold Business harmless from any consequences or actions taken by Business in cooperation with such law enforcement investigation or court order.
IP ADDRESSES
An IP address is a number that is automatically assigned to your computer when you surf the Internet. When you request pages from the karenhowe.com.au web server, the server automatically logs your IP address, but not the e-mail address. Business may use the log for various purposes, including systems administration and to report aggregate information to advertisers.
AGENTS
Business employs an agency and a web developer to perform functions on our behalf. Examples include sending emails, removing repetitive information form customer lists, analysing data, and providing marketing assistance.
OPTING OUT
Business may periodically send out e-mail newsletters to our users about new services, products or other news using e-mail addresses provided at registration or otherwise. Upon request, Business will remove users (and their information) from our database or permit them to “opt-out” of any further e-mail newsletter lists. If you receive any such e-mail messages that you do not wish to receive again in the future, please contact us.
COOKIES
Last updated: 28/11/2022
Karen Howe (“us”, “we”, or “our”) uses cookies on karenhowe.com.au (the “Service”). By using the Service, you consent to the use of cookies. Our Cookies Policy explains what cookies are, how we use cookies, how third-parties we may partner with may use cookies on the Service, your choices regarding cookies and further information about cookies.
What are cookies
Cookies are small pieces of text sent by your web browser by a website you visit. A cookie file is stored in your web browser and allows the Service or a third-party to recognise you and make your next visit easier and the Service more useful to you. Cookies can be “persistent” or “session” cookies.
How Karen Howe uses cookies
When you use and access the Service, we may place a number of cookies files in your web browser. We use cookies for the following purposes: to enable certain functions of the Service, to provide analytics, to store your preferences, to enable advertisements delivery, including behavioural advertising. We use both session and persistent cookies on the Service and we use different types of cookies to run the Service:
– Essential cookies. We may use essential cookies to authenticate users and prevent fraudulent use of user accounts.
Third-party cookies
In addition to our own cookies, we may also use various third-parties cookies to report usage statistics of the Service, deliver advertisements on and through the Service, and so on.
What are your choices regarding cookies
If you’d like to delete cookies or instruct your web browser to delete or refuse cookies, please visit the help pages of your web browser. Please note, however, that if you delete cookies or refuse to accept them, you might not be able to use all of the features we offer, you may not be able to store your preferences, and some of our pages might not display properly.
Where can you find more information about cookies
You can learn more about cookies and the following third-party websites:
AllAboutCookies: https://www.allaboutcookies.org/
Network Advertising Initiative: https://www.networkadvertising.org/
REFUND POLICY
The product(s) and/or service(s) you purchase through Karen Howe or any of Business website(s) are non-refundable based on a change of mind or change in financial circumstance. In the case that you are not satisfied with the value received / delivered in the product(s) and/or service(s) you purchase from Business, you may not be entitled to a refund. You may be entitled to a credit towards another product(s) and/or service(s) to the full financial value of your initial investment with Business.
DISCLAIMER OF WARRANTIES
All materials, information, software, products, and services included in, on or available through this website (the “Content”) are provided “as is” and “as available” for your use. The content is provided without warranties of any kind, either expressed or implied, including but not limited to implied warranties or merchantability, fitness for a particular purpose, or non-infringement.
Business and its agents do not warrant that the content is accurate, reliable or correct; that this website will be available at any particular time or location; that any defects or errors will be corrected; or that the content is free of viruses or other harmful components. Your use of this website is solely at your own risk and Business shall, under no circumstances, take any responsibility or be liable for any costs or damages incurred either directly or indirectly as a result of your use or misuse of this website. Because some jurisdictions do not permit the exclusion of certain warranties, these exclusions may not apply to you.
LIMITATION OF LIABILITY
Under no circumstance shall Business or its agents, trainers, affiliated companies, officers, directors, employees, and contractors be liable for any direct, indirect, punitive, incidental, special, or consequential damages that result from the use of, or inability to use, this website. This limitation applies whether the alleged liability is based on contract, rort, negligence, strict liability, or any other basis, even if Business has been advised of the possibility of such damage.
Except as prohibited by law, in no event shall the amount of collective liability of Business and its agents, trainers, affiliated companies, officers, directors, employees, and other contractors exceed the amount actually paid to Business for products or services. Because some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, Business’s liability in such jurisdictions shall be limited to the extent permitted by law.
INDEMNIFICATION
Upon a request by Business, you agree to defend, indemnify, and hold Business and its other companies, employees, contractors, officers, and directors harmless from all liabilities, claims, and expenses, including attorney’s fees, that arise from your misuse of this website or from your violation of the terms and conditions stated herein.
SEVERABILITY AND INTEGRATION
Unless otherwise specified herein, this agreement constitutes the entire agreement between you and Business with respect to this website and supersedes all prior or contemporaneous communications between you and Business with respect to this website. If any part of these Terms and Conditions is held invalid or unenforceable, that portion shall be construed in a manner consistent with applicable law to reflect, as nearly as possible, the original intentions of the parties, and the remaining portions shall remain in full force and effect.
CHANGES AND ACCEPTANCE
Business reserves the right to change this policy at any time. By using Karenhowe.com.au you signify your agreement with the terms of our privacy statement. Your continued use of the Web site after any changes to this privacy statement signifies your agreement to the changes. If you have any questions about this privacy statement or the practices of this Web site, you may write to us at the following postal address: PO Box 37 Cleveland ZIP code 4163 , Australia.
CONTACTING US
If you need to contact us, you can email us at karen@karenhowe.com.au
